From the radically simple lender comes a good rate on a 6 month Certificate of Deposit. Lock a minimum $10,000 and you will earn 4.15% APY for 6 months – penalty for early withdrawal. All deposit products offered through E-LOAN will be opened through Banco Popular North America (BPNA), a New York state chartered bank insured by the FDIC that is the direct parent company of E-LOAN

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