GoBanking Logo
GoBanking Logo

How Much It Costs To Drive 2020’s Safest Vehicles

Wes Allison / Honda

For anyone in the market for a new car, the choice between cost and safety doesn’t have to be a choice at all. Dozens of 2020 trucks, cars and SUVs that are among the most affordable in their class are also some of the best rated in terms of safety.

There are 49 vehicles on this list, and only one of them (barely) breaches the $40,000 mark — in fact, that vehicle has a starting MSRP of $40,000 exactly. Another 15 vehicles are in the $30,000s, but the overwhelming majority of those are priced below $35,000. That leaves 33 vehicles priced below $30,000, 22 of which are in the $20,000s. Another 11 brand new 2020 models are there for the taking for less than $20,000.

None of them, however, skimp on safety.

GOBankingRates used Kelley Blue Book and U.S. News & World Report for inspiration in identifying the safest 2020 models on the road. In order to generate this list, five factors were analyzed for each vehicle: starting MSRP, overall safety ranking, frontal crash safety ranking, side crash safety ranking and rollover safety ranking — all safety ratings were out of five stars.

The team then scored, weighted and ranked the results in ascending order from worst to best, with the best having the top score in terms of both safety and affordability.

If you do choose one of these cars or trucks for yourself, you’ll likely feel good about your purchase for years to come. Many of these vehicles are not only affordable upfront but, in terms of five-year ownership costs and reliability, also rank high as being good cars to own over time.

Last updated: Aug. 18, 2020

Chevrolet Silverado 2500 HD Crew Cab

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 3
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 3

Your cost to drive: $34,600

GMC Sierra 2500 HD Crew Cab

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 3

Your cost to drive: $40,000

Toyota Tundra Crew Cab

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 3

Your cost to drive: $33,575

Lisa Linke / GMC

GMC Sierra 1500 Crew Cab

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $37,560

Ram 2500 Crew Cab

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $33,895

Ford F250 Regular Cab

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $33,705

Check These Out: 15 Great Cars To Own for More Than 15 Years

Ford F150 Super Cab

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $32,830

Ford F150 Regular Cab

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $28,745

Chevrolet Silverado 1500

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $28,500

Jeep Grand Cherokee

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $34,000

Toyota Tacoma Crew Cab

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $26,050

Hyundai Elantra

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 4
  • Rollover crash safety rating: 4

Your cost to drive: $19,300

Be Aware: These 20 Cars Cost the Most To Maintain

FCA US LLC / Ram

Ram 1500 Crew Cab

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $32,145

Kia Telluride

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $31,890

Ford F150 SuperCrew Cab

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $35,285

Honda Ridgeline

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $33,900

Nissan Sentra

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $19,090

Subaru Ascent

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $31,995

Bruce Benedict / Hyundai

Hyundai Palisade

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $31,975

Can You Afford It? How Much It Costs To Drive 2020’s Top Vehicles

Ford Edge

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $31,100

Kia Forte

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $17,890

Kia Soul

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $17,490

Ford Fusion

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $23,170

Volkswagen Passat

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $22,995

Subaru Crosstrek

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $22,145

Find Out: 30 Surprising Cars That Lose Value Fast

Hyundai Accent

  • NHTSA overall safety rating: 4
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $15,295

Nissan Maxima

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 5

Your cost to drive: $34,250

Volkswagen Jetta

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $18,895

Mitchell Hubble / Mazda

Mazda CX-5

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $25,190

David Westphal / Ford

Ford Escape

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $24,885

Subaru Forester

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $24,495

Mazda 6

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $24,100

Jessica Lynn Walker / Chevrolet

Chevrolet Equinox

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $23,800

Save Your Dollars: Car Upgrades You Should Never Spend Your Money On

David Dewhurst Photography / Hyundai

Hyundai Tucson

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $23,550

Subaru WRX

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 5

Your cost to drive: $27,495

Wes Allison / Honda

Honda Civic

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 4
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 5

Your cost to drive: $20,650

(c)ERIC MICOTTO / Mazda

Mazda CX-3

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $20,390

Hyundai Kona

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $20,300

Toyota Corolla

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $19,600

David Dewhurst Photography / Toyota

Toyota Camry

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 5

Your cost to drive: $24,425

Avoid: Don’t Get Suckered Into Paying For These 25 Useless Things at Car Dealerships

Honda Accord

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 5

Your cost to drive: $24,020

Paul Maggetti / Kia

Kia Optima

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 5

Your cost to drive: $23,390

Chevrolet Sonic

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $16,720

Honda Insight

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 5

Your cost to drive: $22,930

Honda Fit

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 5

Your cost to drive: $16,190

Subaru Legacy

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 5

Your cost to drive: $22,745

Toyota Yaris

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 4

Your cost to drive: $15,650

Mazda 3

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 5

Your cost to drive: $21,500

Subaru Impreza

  • NHTSA overall safety rating: 5
  • Overall frontal crash safety rating: 5
  • Overall side crash safety rating: 5
  • Rollover crash safety rating: 5

Your cost to drive: $18,695

More From GOBankingRates

Methodology: In order to discover the safest and most affordable car and truck models of 2020, GOBankingRates looked for inspiration from U.S. News & World Report and Kelley Blue Book rankings for safe 2020 models. Once top-ranking models were identified, GOBankingRates found each car’s (1) starting MSRP from individual company websites; (2) overall safety ranking out of five stars; (3) frontal crash safety ranking out of five stars; (4) side crash safety rating out of five stars; and (5) rollover safety ranking out of five stars, all sourced from the National Highway Traffic Safety Administration. Factors No. 2-5 were then combined to give (6) an overall star ranking out of 20. Then, factors No. 1 and 6 were scored and combined with the lowest score being best. In the final calculations, factor No. 1 was weighted 1 1/2 times and factor No. 6 was weighted 2 times. All data was collected on and is up to date as of June 11, 2020.