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Dave Ramsey Says His Emergency Fund Guidance Is ‘Not Enough’

Financial personality Dave Ramsey is famous for his "Baby Steps," which are a process to get out of debt and build solid wealth throughout life. Ramsey's very first baby step is to build a $1,000...

By John Csiszar | Apr 16, 2024 | 5 min Read

Money

100 Simple Money Mistakes That Are Holding You Back

Even the most diligent people can make little money mistakes every day that hold them back in a big way over time. From saving and investing to insurance and credit cards, it can be hard to sidestep...

Owe Money to the IRS? Most People Don’t Realize You Can Do This — Today

Are you eligible for the IRS Fresh Start program? Could you settle your debt for less than you currently owe?

Taxes

6 Things You Should Never Do With Your Tax Refund (Do This Instead)

Unfortunately, many people blow their refunds on something frivolous that does nothing to strengthen their finances. Here's what to do instead.

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Is a Tiny Home Worth It As a Rental Property?

15 Best Prepared-Food Deals at Costco

5 Best Passive Income Books That Can Help You Earn More Money

Reduce Your Social Security Tax Bill Using These Tips

Trump Era Tax Cuts Are Set To Expire — Here’s How Much More You’ll Pay

How Much Does It Cost To Attend One of 2024’s Best Colleges?

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This Year’s Best Banks

Our team of experts have released this year’s list of best banks! Switch to one of these top-rated banks to get the most of out of your money

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Get Started on Taxes

Need some guidance to file your taxes this year? We’ve got you covered with this comprehensive guide to filing for your 2024 taxes

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Curious About Retirement?

GOBankingRates has curated expert tips and recommendations to reach your financial goals to retire at any location

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Financially Savvy Female

This series aims to educate women about all phases of their financial lives, from paying off student loans to climbing the career ladder to preparing for retirement.

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Banking

Newest Capital One Promotions, Bonuses, Offers and Coupons: April 2024

You might be familiar with Capital One through its credit cards, but the company has more to offer via its personal banking division. Capital One has physical branches in a few states and also offers...

Banking

Best 5-Year CD Rates for April 2024

A certificate of deposit, or CD, is a time deposit you can buy at a bank. You deposit a sum of money and agree to leave it there for a set term, like five years. In return, the bank pays you a...

Banking

Here Are the 8 Best 3-Year CD Rates for April 2024

Interest rates have been all over the map lately, so it's hard to keep up no matter if you prefer brick-and-mortar or online banking. However, certificates of deposit often have a better savings rate...

Taxes

How Much You’d Have Now If You Invested Your Tax Refund in Disney Stock in 2023

What are you going to do with your 2023 tax refund? When surveyed, 25% of Americans told GOBankingRates they'll put it into savings, 15% plan to pay down debt, 13% plan to put it toward bills, and...

Taxes

I’m a Certified Accountant — Don’t Make These 5 Tax Filing Mistakes on Crypto Earnings

Despite the word "currency" in its full name, there are many people who treat digital cryptocurrency differently than traditional earnings and assets, especially when tax time rolls around. Check Out:...

Taxes

8 Things That You Didn’t Know Were Tax Deductions

There are some tax deductions that taxpayers forget about because they tend to be uncommon. This is especially true for those deductions hidden in the itemized section since many taxpayers opt for...